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Defense Base Act Insurance :

Established in 1941, the primary goal of the Defense Base Act was to cover workers on military bases outside the United States. The Defense Base Act was amended to include public works contracts with the government for the building of non-military projects such as dams, schools, harbors and roads abroad. A further amendment added a vast array of enterprises revolving around the national security of the United States and its allies. Today, almost any contract with an agency of the U.S. government, for work outside the United States, whether military in nature or not, will likely require Defense Base Act coverage.

Why DBA?
When U.S.-based businesses are awarded federal government contracts for certain overseas projects, they are required to have a special type of workers compensation insurance for their employees. The Defense Base Act provides the framework for this required coverage. The Act extends benefits payable under the U.S. Longshore and Harborworkers' Compensation Act (LHWCA) to covered civilian employees working outside the U.S. The insurance requirements for DBA are identical to those found in the LHWCA.
Typical Client Profile: Engineers, Project Managers, Consultants, Facilities Support Management Services, Logistical Support Services, Information Technology Providers, Educational Institutions.


  • Medical
  • Rehabilitation
  • Indemnity for loss of wages or income (temporary and permanent)
  • Disability and death benefits
  • Kidnap & Extortion (optional)
  • Accidental death and dismemberment (optional)
  • Risk management services options

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